Cold response from insurance firms, PMC plan to give health cover to urban poor for Covid treatment in limbo

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    Cold action from insurance firms, PMC plan to offer health cover to city poor for Covid treatment in limbo

    Written by Ajay Jadhav
    | Pune |

    November 14, 2020 4: 52: 54 am





    Pune Municipal Corporation, PMC health cover plan, Pune Covid treatment, Pune news, Maharashtra news, Indian express news With the election code entering into force, the strategy is likely to get additional postponed, she stated, including that the plan can not be carried out without the approval of the standing committee. (Representational)

    The Pune Municipal Corporation (PMC)’s plan to offer health cover to the metropolitan poor hospitalised for Covid-19 treatment is most likely to get scuttled due to the poor reaction of insurance coverage business along with model code of conduct being in place for the state Legal Council elections.

    Last month, the PMC had looked for proposals from insurance provider for executing the civic scheme, Covid Suraksha Kavach, which was supposed to supply a health cover of Rs 2 lakh each to those undergoing Covid-19 treatment and are signed up under the existing Financially Backward Class Scheme (EBS) of the civic body.

    ” We invited applications from insurer to implement the PMC scheme, however just one company has participated. The deadline was extended however there was no reaction to it. The PMC can not proceed with only one application and wanted to look for applications from more companies,” said Kalpana Baliwant, assistant medical officer, PMC.

    With the election code entering into force, the strategy is likely to get more delayed, she stated, adding that the strategy can not be implemented without the approval of the standing committee.

    Insurer seem to be reluctant about executing the PMC scheme fearing that the 2nd wave would contaminate more individuals and it would be a financial burden for them to implement the PMC scheme, a civic authorities said.

    The PMC is currently tailoring up to form a strategy for Covid-19 vaccination and has currently begun collecting information of health care employees to be included in concern list, an authorities said.

    According to the existing plan, the PMC incurs 50 per cent of medical expense, upto Rs 2 lakh, for the treatment for various crucial ailments of the member of EBS. The beneficiary has to sign up with the civic body every year by paying Rs 200 cost.

    An EBS card is then offered by the PMC to those families who are residents of the civic body and are either licensed as in Below Hardship Line (BPL) category or holding a Yellow ration card.

    The EBS provides help of Rs 2 lakh to a member of the registered EBS household in a year. The Covid Suraksha Kavach Insurance coverage scheme is proposed to provide a health cover of Rs 2 lakh for each eligible member of the registered EBS household for treatment of Covid-19

    Overall of 6 members of the family of EBS card holders, consisting of self, partner, first 2 dependent kids upto age 25 years and parents can benefit under the scheme. There is, however, no age limit in case of differently-abled child, with more than 50 percent disability, and divorcee child. This kid woud be considered as the third kid, and such family would be permitted to have seven members instead of six as qualified to obtain the scheme.

    At present, the PMC has 20,000 families signed up under the EBS with the total variety of beneficiaries at one lakh. The PMC anticipated an extra one lakh members getting registered under the EBS by the end of the monetary year. Thus, the plan is to cover 2 lakh citizens under the Covid Suraksha Kavach scheme.

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